Credit

The Setapp Credit module is your customer debt ledger. Track every credit by category and person, attach multiple payments per debt, watch remaining balances drop in real time and export the whole story to Excel — all on a clean, paginated, audit-ready operations list.

Key Capabilities

• Credit operations: File a debt with a category, total price, free-text description, person and monthly cycle date.
• Multiple payments per debt: Apply unlimited part-payments to a credit until it is fully settled — every payment dated and timestamped.
• Three payment types: Record each payment as cash, card or bank transfer with the matching bank account.
• Auto-calculated remaining debt: The system computes price minus paid live — no manual subtraction.
• Person-based drill-down: Open a single guest, tour agent or worker and see every credit and payment in their history.
• Category-driven: Categorize every credit using your chart of accounts — feeds the Finance and Reports modules.
• Monthly cycle date: Each operation is tagged to a calendar month for clean monthly reporting.
• Pagination control: 50, 100 or all credits per page — your choice.
• One-click Excel export: Created date, cycle, total price, paid, remaining debt, category and description in one file.
• Soft delete with reason: Deletion requires a written note — nothing disappears silently from the audit trail.
• Granular permissions: Separate privileges for credit create, update, delete, payment create, payment update, payment delete and Excel export.
• Full audit trail: Every create, edit, payment and delete is stamped to the user and visible per operation.

Who It Is For

Hotels, resorts and hospitality businesses that issue customer credit — tour agents on contract, B2B partners, long-stay guests, regular corporate clients and house accounts.

Why Setapp Credit

Stop tracking who owes you in spreadsheets, sticky notes and email threads. Setapp Credit gives every debt a record, every payment a place and every customer one clean balance — categorized, exportable, audit-proof.